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Welcome to Mr. Mortgage Online, your one stop shop for mortgage news, articles, information, and helpful links to a variety of online real estate and mortgage related services and providers. Whether you're shopping for a mortgage, or already have one, you'll find answers to all your mortgage related questions right here.

Other Good Sources for mortgage loans are private investors, and Mortgage Bankers. Unlike Mortgage Brokers, Mortgage Bankers fund their own loans. These sources may also have looser lending guidelines than more traditional lenders. For more information, visit our Links and FAQ pages.

For Some Folks, a more unconventional loan source may be necessary. Mortgage Brokers, for example, often have access to lenders willing to take more risks than a conventional lender. A Mortgage Broker doesn't actually fund loans or lend money, but is simply a middle-man.

Where Do I Get a Mortgage? There are a number of sources for mortgages. The most obvious sources are banks and mortgage companies, many of which advertise their loan programs heavily via various media outlets. But if your credit history is shaky, you may have trouble getting approved for a mortgage through these conventional venues.

What is a Mortgage? A Mortgage is a loan secured by real property through the use of a legal instrument called a "Mortgage." Simply put, it's a loan for the purchase of real estate with a specified payment term and interest rate. The borrower (mortgagor) gives the lender (mortgagee) a lien on the property as collateral for the loan.

Thinking About Buying a Home? If so, you're in the right place! If you're thinking about buying a home, your first step is to get your financing secured. You should have your lender lined up and a mortgage approval in place before you start looking at property. That way you'll know how much you can comfortably afford, allowing you to focus only on homes in your price range.

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